2026/27 TAX YEAR

UK Mortgage Repayment Calculator

Calculate your monthly mortgage repayments

Enter the property price, deposit, interest rate and mortgage term to see your estimated monthly payment.

The purchase price of the property.

£

Common prices:

Cash you put towards the purchase.

£

Common deposits:

Annual interest rate for the mortgage.

%

Example rates:

How many years you will repay the mortgage over.

years

Common terms:

Mortgage amount

£200,000.00

Estimated monthly repayment

£1,111.66

Your estimated mortgage repayment

Estimated monthly repayment
£1,111.66 / month
Total repaid over term£333,499.49
Total interest£133,499.49
Mortgage amount
£200,000.00
Deposit
£50,000.00
LTV
80%
Total interest
£133,499.49
Total repaid
£333,499.49

Estimate for a capital-and-interest mortgage. Fees and lender charges are not included unless added to the mortgage amount.

Breakdown

Your inputs

Property price£250,000.00
Deposit£50,000.00
Interest rate4.5%
Mortgage term25 years (300 months)

Repayment summary

Mortgage amount£200,000.00
LTV80%
Monthly repayment£1,111.66
Total interest£133,499.49
Total repaid£333,499.49

About the UK Mortgage Repayment Calculator

Use this UK mortgage repayment calculator to estimate your monthly payment on a standard capital-and-interest mortgage.

Enter the property price, deposit, interest rate and mortgage term to see the estimated monthly repayment, mortgage amount, LTV, total interest and total amount repaid over the term.

Results are estimates only. They do not include lender fees, product fees or other buying costs unless those amounts are included in the mortgage figure. This tool does not recommend mortgage products or lenders.

If you also need property tax estimates, try the Landlord Tax Calculator or Capital Gains Tax Calculator.

Frequently Asked Questions