UK Student Loan Repayment Calculator
Estimate your student loan deductions
Calculate repayments for Plan 1, Plan 2, Plan 4, Plan 5 and Postgraduate loans.
Enter your annual salary before tax and student loan deductions.
Select the repayment plan that applies to your student loan.
Plan 2 Student Loan
The most common plan. Applies to most students from England and Wales who started university from 2012.
Common amounts:
Your estimated results
Estimate based on PAYE employment and your selected student loan plan. Actual figures may differ from your payslip.
Student Loan Breakdown
Selected Plan
Repayment Calculation
About the UK Student Loan Calculator
Use this UK student loan repayment calculator to estimate how much you may repay through PAYE based on your salary and student loan plan.
The calculator supports Plan 1, Plan 2, Plan 4, Plan 5 and Postgraduate loans. It shows your estimated student loan deduction alongside Income Tax, National Insurance and take-home pay.
Student loan repayments are only charged on income above your plan’s repayment threshold. If your income is below the threshold, your repayment is zero.
This tool is useful for graduates, employees and anyone who wants to understand how student loan repayments affect monthly and annual net income.