Student Loan Repayment Calculator
How much student loan will I repay from my salary?
Calculate your UK student loan repayments based on your salary. See estimated monthly and annual deductions for your repayment plan.
Enter your annual salary before tax and student loan deductions.
Select your undergraduate plan, or Postgraduate only.
Plan 2 Student Loan
The most common plan. Applies to most students from England and Wales who started university from 2012.
If yes, postgraduate repayments are added on top of your undergraduate plan.
Common amounts:
Your estimated student loan repayment
Monthly figure is an estimate (annual repayment ÷ 12). Payslip deductions can differ slightly because of payroll-period rounding.
Estimate based on PAYE employment and your selected student loan plan. Actual figures may differ from your payslip.
Take-home pay context
Student Loan Breakdown
Selected plans
Repayment calculation
UK Student Loan Calculator
Use this student loan repayment calculator to estimate deductions from your salary. Enter your annual pay and plan to see monthly and annual student loan repayment estimates before you check your payslip.
It covers Plan 1, Plan 2, Plan 4, Plan 5 and Postgraduate loans, and can add undergraduate and Postgraduate repayments together when you have both. Student loan deductions only apply to income above your plan’s repayment threshold.
For official thresholds, plan rules and when repayments start, see GOV.UK student loan repayments.
This tool is for quick PAYE estimates. Monthly figures are annual repayment ÷ 12 and may differ slightly from payroll-period rounding on your payslip.