UK Loan Repayment Calculator
Calculate your monthly loan repayments
Enter the loan amount, interest rate and term to see your estimated monthly repayment.
The amount you want to borrow.
Annual interest rate for the loan.
How many years you will repay the loan.
Your estimated loan repayment
Estimate based on a standard amortising loan. Fees, early repayment charges and lender product terms are not included. This is not an affordability check or lender recommendation.
About the UK Loan Repayment Calculator
Use this loan repayment calculator to estimate your monthly repayment from three figures: the loan amount, interest rate and term.
Monthly repayments are calculated with the standard amortising loan formula. A higher interest rate increases both the monthly payment and the total interest. A longer term usually lowers the monthly repayment but can increase the total interest paid.
The results show estimated monthly repayment, total interest and total amount repaid. They are estimates only and do not include fees, early repayment charges or lender-specific product terms.
For a home loan estimate, try the Mortgage Repayment Calculator. To see how a pay rise affects take-home pay, use the Pay Rise Calculator or Take Home Pay Calculator.