UK Landlord Tax Calculator
Compare 2026/27 and 2027/28 rental Income Tax
Estimate tax on residential property profits under current rules and the new property rates from 6 April 2027.
From 6 April 2027
Separate property Income Tax rates of 22% / 42% / 47% apply from the 2027/28 tax year. These are future rules from 6 April 2027 — not current 2026/27 rates. This calculator shows both years so you can compare.
Annual income that is not property income (for example salary or pension).
Common incomes:
Gross rent before allowable expenses.
Repairs, insurance, agent fees and similar costs. Do not include mortgage interest.
Finance costs relieved as a basic-rate tax reduction, not as an expense.
Your estimated landlord tax
2026/27 (current)
£5,286.00
Main rates + 20% finance relief
2027/28 (from April 2027)
£5,466.00
Property rates 22% / 42% / 47%
Estimate for England, Wales and Northern Ireland. The amber figures use rates that start on 6 April 2027, not current tax year rates.
2027/28 breakdown
Income
Tax
Showing the from-April-2027 property rates for 2027/28.
Key property rates
20% → 22%
Basic from Apr 2027
40% → 42%
Higher from Apr 2027
20% → 22%
Finance relief
About the Landlord Tax Calculator
Use this UK landlord tax calculator to compare Income Tax on rental profits under current 2026/27 rules and the new property rates that apply from 6 April 2027.
Enter employment or other earned income, annual rental income, allowable property expenses and residential mortgage interest. The calculator estimates tax for both years, the yearly difference and the monthly equivalent.
From April 2027, property income is taxed separately at 22%, 42% and 47%. Finance cost relief on residential mortgage interest is given at 22%. These are future rates — they do not apply for 2026/27.
Official sources: GOV.UK property, savings and dividend rate changes, HMRC technical note, and working out rental income.