UK Landlord Tax Calculator
Compare 2026/27 and 2027/28 rental Income Tax
Estimate tax on residential property profits under current rules and the proposed property rates from 6 April 2027.
From 6 April 2027
Separate property Income Tax rates of 24% / 44% / 49% were announced at Budget 2026 for the 2027/28 tax year. They are proposed, subject to legislation from 6 April 2027, not current 2026/27 rates. This calculator shows both years so you can compare.
Annual income that is not property income (for example salary or pension).
Common incomes:
Gross rent before allowable expenses.
Repairs, insurance, agent fees and similar costs. Do not include mortgage interest.
Finance costs relieved as a basic-rate tax reduction, not as an expense.
Your estimated landlord tax
2026/27 (current)
£5,286.00
Main rates + 20% finance relief
2027/28 (from April 2027)
£5,646.00
Proposed property rates 24% / 44% / 49%
Estimate for England, Wales and Northern Ireland. The amber figures use rates that start on 6 April 2027, not current tax year rates.
2027/28 breakdown
Income
Tax
Showing the from-April-2027 property rates for 2027/28.
Key property rates
20% → 24%
Basic from Apr 2027
40% → 44%
Higher from Apr 2027
20% → 24%
Finance relief
About the Landlord Tax Calculator
Use this UK landlord tax calculator to compare Income Tax on rental profits under current 2026/27 rules and the proposed property rates from 6 April 2027.
Enter employment or other earned income, annual rental income, allowable property expenses and residential mortgage interest. The calculator estimates tax for both years, the yearly difference and the monthly equivalent.
Announced at Budget 2026 and proposed from April 2027, property income would be taxed separately at 24%, 44% and 49%. Finance cost relief on residential mortgage interest would be given at 24%. These are proposed rates, subject to legislation in Finance Bill 2026-27. They do not apply for 2026/27.
Official sources: HMRC changes to property and savings income tax rates, Budget 2026 overview of tax legislation and rates, Annex A: rates and allowances, and working out rental income. Historical Budget 2025 guidance, which set 22%, 42% and 47% before these rates were increased: HMRC technical note.