UK Pension Tax Relief Calculator
Estimate tax relief on your pension contributions
Calculate basic and higher rate Income Tax relief on pension contributions for the 2026/27 tax year.
Your gross annual income before tax and pension contributions.
Common incomes:
Your gross pension contribution before tax relief is applied.
Common contributions:
Pension contribution
£5,000.00
Estimated tax relief
£1,000.00
Your estimated pension tax relief
Assumes relief at source: 20% basic-rate relief is added by the pension provider. Extra relief is the further Income Tax saving claimable through Self Assessment (higher/additional rate and any Personal Allowance restoration). Not the same as salary sacrifice.
Breakdown
Your inputs
Tax relief
Key Tax Relief Rates
20%
Basic Rate
40%
Higher Rate
45%
Additional Rate
About the UK Pension Tax Relief Calculator
Use this UK pension tax relief calculator to estimate how much Income Tax relief you may receive on pension contributions for the 2026/27 tax year.
Enter your annual income and gross pension contribution to see basic rate relief, higher rate relief, total tax relief and the effective net cost of your contribution.
For relief-at-source pensions, basic-rate (20%) relief is added by the provider. Extra relief for higher and additional-rate taxpayers, and any Personal Allowance restored when adjusted net income falls, is claimed through Self Assessment.
This calculator is designed for UK taxpayers who want a quick estimate of pension tax relief. It does not cover the annual allowance, employer schemes or salary sacrifice in detail.