UK Pension Tax Relief Calculator
Estimate tax relief on your pension contributions
Calculate basic and higher rate Income Tax relief on pension contributions for the 2026/27 tax year.
Your gross annual income before tax and pension contributions.
Common incomes:
Your gross pension contribution before tax relief is applied.
Common contributions:
Pension contribution
£5,000.00
Estimated tax relief
£1,000.00
Your estimated pension tax relief
Estimated Income Tax relief on your gross pension contribution. Higher rate relief is the additional amount claimable through self-assessment.
Breakdown
Your inputs
Tax relief
Key Tax Relief Rates
20%
Basic Rate
40%
Higher Rate
45%
Additional Rate
About the UK Pension Tax Relief Calculator
Use this UK pension tax relief calculator to estimate how much Income Tax relief you may receive on pension contributions for the 2026/27 tax year.
Enter your annual income and gross pension contribution to see basic rate relief, higher rate relief, total tax relief and the effective net cost of your contribution.
Basic rate taxpayers receive 20% tax relief on pension contributions. Higher rate taxpayers can claim an extra 20% through self-assessment, while additional rate taxpayers may claim a further 25% on top of basic rate relief.
This calculator is designed for UK taxpayers who want a quick estimate of pension tax relief. It does not cover the annual allowance, employer schemes or salary sacrifice in detail.