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2026/27 TAX YEAR

UK Marriage Allowance Calculator

Check eligibility and estimate your tax saving

See if you qualify for Marriage Allowance and how much Income Tax you could save in the 2026/27 tax year.

Gross annual income before tax for the first partner.

£

Common Partner A incomes:

Gross annual income before tax for the second partner.

£

Common Partner B incomes:

Eligibility preview

Eligible

Estimated annual saving

£252.00

Your estimated Marriage Allowance result

Eligibility
Eligible
Transfer direction
Partner A → Partner B
Transferable allowance
£1,260.00
Annual tax saving
£252.00
Estimated Tax Saving
£252.00
Monthly£21.00
Transfer fromPartner A

Partner A can transfer unused Personal Allowance to Partner B, reducing Income Tax at the basic rate.

Breakdown

Partner incomes

Partner A income£10,000.00
Partner B income£40,000.00

Allowance transfer

Personal Allowance threshold£12,570.00
Transferable allowance£1,260.00
Basic rate tax saving (20%)£252.00
Who transfers to whomPartner A → Partner B

Eligibility rules

Lower earner limitUp to £12,570.00
Basic rate upper limit£50,270.00
Maximum annual saving£252.00

Key Thresholds

£12,570

Lower earner limit

£50,270

Basic rate limit

£252

Max saving

About the Marriage Allowance Calculator

Use this UK Marriage Allowance calculator to check whether you may qualify and estimate your tax saving for the 2026/27 tax year.

Enter both partners' annual incomes to see if Marriage Allowance is available, who should transfer allowance to whom, and how much Income Tax you could save as a couple.

Marriage Allowance is designed for couples where one partner earns below the Personal Allowance and the other pays tax at the basic rate. The transferable amount is £1,260, which can reduce tax by up to £252 a year.

This calculator provides an estimate for married couples and civil partners in England, Wales and Northern Ireland. It does not cover every HMRC eligibility rule, such as residency or date of birth conditions.

Frequently Asked Questions